At the beginning of my journey, I didn’t have a car. My mornings started at 4AM, it took me two buses to get to work, a…

From @thebrokeblackgirl on Instagram — 362.5K followers · See full profile →

At the beginning of my journey, I didn’t have a car. My mornings started at 4AM, it took me two buses to get to work, and I had two small kids moving through that routine with me. Rain, heat, snow, whatever. We did it every day until I was finally approved for a $13,000 car loan and bought a 2013 Hyundai Elantra in 2016. Did I want to do any of this? ABSOLUTELY TF NOT. But I had to do what I had to do. And sometimes I think we leave that part out of personal finance conversations. Every…

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